Many drivers think that the most expensive part of a traffic ticket is the financial result only, and while this can be painfully expensive in some legal jurisdictions, it is nevertheless not the most concerning part. The most expensive part becomes known after the ticket, and becomes a concern for three to five years: signifficant increase on your insurance premiums!
Insurance is "risk management;" it manages your risk of catastrophic damage to your vehicle, your person, or other persons or vehicles involved in any kind of accident. Insurance companies are in the "risk management" business: for the cost of your premiums, they'll cover you in the event you damage something or someone. But chances of you claiming compensation determines how much they charge you. To figure out your premium, they look primarily at your driving record. Therefore it is in your financial interests to maintain your driving record spotless. But many motorists get stopped by police at some point, and we're given a ticket and having demerit points added to our driving license which will increase our insurance cost. What is the best route to avoid this?
Be Optimistic. While there will always be odd examples, most officers don't have to give you a ticket when they pull you over. Sometimes what determines whether officer will isuue you a warning or a traffic ticket is your demeanor with the officer, and being optimistic is a great start towards being polite.
Be Courteous. Many times we we do not pay attention, but the police officers put their lives on the line each time they stop someone. They don't know if the next call they stop will have angry person with a gun in hand, but they are there to enforce the laws and keep the drivers -- including you -- safe. So be courteous and show respect.
Be Honest. Many people managed to get out of a traffic ticket because when stopped, told the cop that they didn't realize they were speeding.
Be Cooperative. If, after all of the above, you still get a ticket -- what then? Be cooperative. Being non-cooperative does not help you, and could lead to further fines. When presented with the ticket, sign it! Signing a traffic ticket is not an admission of guilt, and the ticket could still be fought.
Get Legal Help. Even if it may appear expensive, retaining professional paralegal at $400 to fight your ticket could still save you over $1,000: one "minor" offence can increase your premiums by as much as 15-30%, and that increased premium can stay on your records for several years! The advice of a competent traffic ticket paralegal can effectively avoid suspension.
Sticking to the above steps will reduce chances of you getting a traffic ticket. But please, don't let any of these steps serve to legitimize bad driving. Drive carefully, be safe on the roads and be curteous to others.. The best way to control your insurance premiums is to actually drive safely every time.
Traffic Law Paralegal Services has successfully defended thousands of drivers. From Mississauga careless driving to Toronto speeding ticket. To to find out how to challenge your Mississauga traffic tickets, feel free to contact Traffic Law Paralegal Services.
Insurance is "risk management;" it manages your risk of catastrophic damage to your vehicle, your person, or other persons or vehicles involved in any kind of accident. Insurance companies are in the "risk management" business: for the cost of your premiums, they'll cover you in the event you damage something or someone. But chances of you claiming compensation determines how much they charge you. To figure out your premium, they look primarily at your driving record. Therefore it is in your financial interests to maintain your driving record spotless. But many motorists get stopped by police at some point, and we're given a ticket and having demerit points added to our driving license which will increase our insurance cost. What is the best route to avoid this?
Be Optimistic. While there will always be odd examples, most officers don't have to give you a ticket when they pull you over. Sometimes what determines whether officer will isuue you a warning or a traffic ticket is your demeanor with the officer, and being optimistic is a great start towards being polite.
Be Courteous. Many times we we do not pay attention, but the police officers put their lives on the line each time they stop someone. They don't know if the next call they stop will have angry person with a gun in hand, but they are there to enforce the laws and keep the drivers -- including you -- safe. So be courteous and show respect.
Be Honest. Many people managed to get out of a traffic ticket because when stopped, told the cop that they didn't realize they were speeding.
Be Cooperative. If, after all of the above, you still get a ticket -- what then? Be cooperative. Being non-cooperative does not help you, and could lead to further fines. When presented with the ticket, sign it! Signing a traffic ticket is not an admission of guilt, and the ticket could still be fought.
Get Legal Help. Even if it may appear expensive, retaining professional paralegal at $400 to fight your ticket could still save you over $1,000: one "minor" offence can increase your premiums by as much as 15-30%, and that increased premium can stay on your records for several years! The advice of a competent traffic ticket paralegal can effectively avoid suspension.
Sticking to the above steps will reduce chances of you getting a traffic ticket. But please, don't let any of these steps serve to legitimize bad driving. Drive carefully, be safe on the roads and be curteous to others.. The best way to control your insurance premiums is to actually drive safely every time.
Traffic Law Paralegal Services has successfully defended thousands of drivers. From Mississauga careless driving to Toronto speeding ticket. To to find out how to challenge your Mississauga traffic tickets, feel free to contact Traffic Law Paralegal Services.
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